A data breach notice can leave you with a lot of questions. What was exposed? Is someone using my information? Do I need to freeze my credit? Should I change every password I have? The good news is that you do not need to do everything at once. Start by figuring out exactly what information was involved, then take the steps that match the situation. First, Find Out What Was Exposed Different types of information call for different responses. If your email address or phone num

A text comes in saying there was suspicious activity on your account. A caller says they’re from your financial institution and needs to “verify” your identity. An email looks official and asks you to click a link before your account is locked. That moment of urgency is exactly what scammers are counting on. Many of today’s fraud attempts are designed to look routine at first. A fake fraud alert may ask you to reply “yes” or “no,” then lead to a phone call from someone preten