OVERDRAFT
PROTECTION

Peace of Mind. That's what you'll have once you sign up for Freedom Pay overdraft protection. Opting in for Freedom Pay will allow you the freedom of using your ATM or Debit card without the worry or embarrassment of not having funds in your account. Anytime you perform an ATM or Debit card transaction and do not have the funds to clear the transaction, Freedom Pay will cover the transaction and charge you a Freedom Pay fee.

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Currently, Freedom Pay is a service that we automatically provide to our qualifying members who have checking accounts and covers transactions such as share drafts or ACH (Automated Clearing House).

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How do you opt in? There are three easy ways to do so:

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• Visit our Torrance branch

• Click here to download an Opt In form and fax it back to us at 310-320-2405.

• Call us at 310-320-4588 or toll free at 888-397-5111.

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Remember that having this extra layer of overdraft protection on your account won't cost you anything unless you use it, so if you haven't already opted in, enroll today and get the peace of mind that you deserve.