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Savings Rates

Savings Rates

Rates are subject to change without notice.

Savings & Checking Accounts

Share Savings Account*
Minimum Average Balance APY
Under $2,500 .01%
$2,500 and Over .01%

* Minimum deposit $10 (includes $5 membership fee)
APY = Annual Percentage Yield


Share Checking Account*
Minimum Average Balance APY
Under $2,500 .01%
$2,500 and Over .01%

* Minimum deposit $20
APY = Annual Percentage Yield


Money Market Savings Rates

Money Market Accounts*
Minimum Average Balance APY
Under $2,500 .01%
$2,500 .01%
$10,000 .025%
$25,000 .025%
$50,000 .025%

* Minimum opening deposit is $2,500.
APY = Annual Percentage Yield


IRA Share Savings Rates

IRA Share Accounts*
Annual Percentage Yield .01%

* Minimum deposit $100
APY = Annual Percentage Yield


Share Certificate Accounts
Term / Type Minimum Deposit APY
3 month / Reg. or IRA $500 0.95%
6 month / Reg. or IRA $500 1.20%
9 month / Reg. or IRA $500 1.45%
1 year / Reg. or IRA $500 1.65%
18 month / Reg. or IRA $500 1.75%
2 year / Reg. or IRA $500 1.95%
3 year / Regular or IRA $500 2.00%
4 year / Regular or IRA $500 2.10%
5 year / Regular or IRA $500 2.20%
My First Share Certificate - age 13 to 25
Contributions up to $5,000 (1 Year Term)
$100 0.95%
Prodigy Youth Contributory* $300–$2,499 1.95%
Prodigy Youth Contributory* $2,500 and over 2.00%

APY = Annual Percentage Yield
* Term is the child’s 18th birthday


Christmas Club Savings Rates

Christmas Club Account
Minimum Average Balance APY
Under $2,500 .01%
$2,500 and Over .01%

APY = Annual Percentage Yield