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Savings Rates

Savings Rates

Rates are subject to change without notice.

Savings & Checking Accounts

Share Savings Account*
Minimum Average Balance APY
Under $2,500 .01%
$2,500 and Over .01%

* Minimum deposit $10 (includes $5 membership fee)
APY = Annual Percentage Yield


Share Checking Account*
Minimum Average Balance APY
Under $2,500 .01%
$2,500 and Over .01%

* Minimum deposit $20
APY = Annual Percentage Yield


Money Market Savings Rates

Money Market Accounts*
Minimum Average Balance APY
Under $2,500 .01%
$2,500 .01%
$10,000 .01%
$25,000 .01%
$50,000 .01%

* Minimum opening deposit is $2,500.
APY = Annual Percentage Yield


IRA Share Savings Rates

IRA Share Accounts*
Annual Percentage Yield .01%

* Minimum deposit $100
APY = Annual Percentage Yield


Share Certificate Accounts
Term / Type Minimum Deposit APR/APY Minimum Deposit APR/APY Minimum Deposit APR/APY
3 month / Reg. or IRA $500 .15% $25,000 .20% $100,000 .25%
6 month / Reg. or IRA $500 .30% $25,000 .35% $100,000 .35%
9 month / Reg. or IRA $500 .30% $25,000 .35% $100,000 .35%
1 year / Reg. or IRA $500 .50% $25,000 .55% $100,000 .60%
18 month / Reg. or IRA $500 .55% $25,000 .60% $100,000 .65%
2 year / Reg. or IRA $500 .65% $25,000 .70% $100,000 .75%
3 year / Regular or IRA $500 .75% $25,000 .80% $100,000 .85%
4 year / Regular or IRA $500 .85% $25,000 .90% $100,000 .95%
5 year / Regular or IRA $500 .95% $25,000 1.00% $100,000 1.05%
Prodigy Youth Contributory* $300–$2,499 .65%        
Prodigy Youth Contributory* $2,500 and over .65%        

APY = Annual Percentage Yield
* Term is the child’s 18th birthday


Christmas Club Savings Rates

Christmas Club Account
Minimum Average Balance APY
Under $2,500 .01%
$2,500 and Over .01%

APY = Annual Percentage Yield