Savings Rates
Savings Rates
Rates are subject to change without notice.
Savings & Checking Accounts
| Share Savings Account* | |
| Minimum Average Balance | APY |
| Under $2,500 | .01% |
| $2,500 and Over | .01% |
* Minimum deposit $10 (includes $5 membership fee)
APY = Annual Percentage Yield
| Share Checking Account* | |
| Minimum Average Balance | APY |
| Under $2,500 | .01% |
| $2,500 and Over | .01% |
* Minimum deposit $20
APY = Annual Percentage Yield
Money Market Savings Rates
| Money Market Accounts* | |
| Minimum Average Balance | APY |
| Under $2,500 | .01% |
| $2,500 | .01% |
| $10,000 | .01% |
| $25,000 | .01% |
| $50,000 | .01% |
* Minimum opening deposit is $2,500.
APY = Annual Percentage Yield
IRA Share Savings Rates
| IRA Share Accounts* | |
| Annual Percentage Yield | .01% |
* Minimum deposit $100
APY = Annual Percentage Yield
| Share Certificate Accounts | ||||||
| Term / Type | Minimum Deposit | APR/APY | Minimum Deposit | APR/APY | Minimum Deposit | APR/APY |
| 3 month / Reg. or IRA | $500 | .15% | $25,000 | .20% | $100,000 | .25% |
| 6 month / Reg. or IRA | $500 | .30% | $25,000 | .35% | $100,000 | .35% |
| 9 month / Reg. or IRA | $500 | .30% | $25,000 | .35% | $100,000 | .35% |
| 1 year / Reg. or IRA | $500 | .50% | $25,000 | .55% | $100,000 | .60% |
| 18 month / Reg. or IRA | $500 | .55% | $25,000 | .60% | $100,000 | .65% |
| 2 year / Reg. or IRA | $500 | .65% | $25,000 | .70% | $100,000 | .75% |
| 3 year / Regular or IRA | $500 | .75% | $25,000 | .80% | $100,000 | .85% |
| 4 year / Regular or IRA | $500 | .85% | $25,000 | .90% | $100,000 | .95% |
| 5 year / Regular or IRA | $500 | .95% | $25,000 | 1.00% | $100,000 | 1.05% |
| Prodigy Youth Contributory* | $300–$2,499 | .65% | ||||
| Prodigy Youth Contributory* | $2,500 and over | .65% | ||||
APY = Annual Percentage Yield
* Term is the child’s 18th birthday
Christmas Club Savings Rates
| Christmas Club Account | |
| Minimum Average Balance | APY |
| Under $2,500 | .01% |
| $2,500 and Over | .01% |
APY = Annual Percentage Yield
