Logo Image for Parishioners Federal Credit Union

Savings Rates

Savings Rates

Rates are subject to change without notice.

Savings & Checking Accounts

Share Savings Account*
Minimum Average Balance APY
Under $2,500 .05%
$2,500 and Over .05%

* Minimum deposit $10 (includes $5 membership fee)
APY = Annual Percentage Yield


Share Checking Account*
Minimum Average Balance APY
Under $2,500 .01%
$2,500 and Over .01%

* Minimum deposit $20
APY = Annual Percentage Yield


Money Market Savings Rates

Money Market Accounts*
Minimum Average Balance APY
Under $2,500 .05%
$2,500 .10%
$10,000 .10%
$25,000 .10%
$50,000 .10%

* Minimum opening deposit is $2,500.
APY = Annual Percentage Yield


IRA Share Savings Rates

IRA Share Accounts*
Annual Percentage Yield .05%

* Minimum deposit $100
APY = Annual Percentage Yield


Share Certificate Accounts
Term / Type Minimum Deposit APR/APY Minimum Deposit APR/APY Minimum Deposit APR/APY
My First Share CD - age 13 to 25
Make contributions up to $5,000
$100 .10% $100 .10% $100 .10%
3 month / Reg. or IRA $500 .45% $25,000 .50% $100,000 .55%
6 month / Reg. or IRA $500 .60% $25,000 .65% $100,000 .70%
9 month / Reg. or IRA $500 .60% $25,000 .65% $100,000 .70%
1 year / Reg. or IRA $500 .80% $25,000 .85% $100,000 .90%
18 month / Reg. or IRA $500 .85% $25,000 .90% $100,000 .95%
2 year / Reg. or IRA $500 .95% $25,000 1.00% $100,000 1.05%
3 year / Regular or IRA $500 1.05% $25,000 1.10% $100,000 1.15%
4 year / Regular or IRA $500 1.15% $25,000 1.20% $100,000 1.25%
5 year / Regular or IRA $500 1.25% $25,000 1.30% $100,000 1.35%
Prodigy Youth Contributory* $300–$2,499 .65%        
Prodigy Youth Contributory* $2,500 .65%        

APY = Annual Percentage Yield
* Term is the child’s 18th birthday


Christmas Club Savings Rates

Christmas Club Account
Minimum Average Balance APY
Under $2,500 .05%
$2,500 and Over .05%

APY = Annual Percentage Yield