Savings Rates

Savings Rates

Rates are subject to change without notice.

Savings & Checking Accounts

Share Savings Account*
Minimum Average Balance	APY
Under $2,500	.05%
$2,500 and Over	.05%

* Minimum deposit $10 (includes $5 membership fee)
APY = Annual Percentage Yield

Share Checking Account*
Minimum Average Balance	APY
Under $2,500	.01%
$2,500 and Over	.01%

* Minimum deposit $20
APY = Annual Percentage Yield

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Money Market Savings Rates

Money Market Accounts*
Minimum Average Balance	APY
Under $2,500	.05%
$2,500	.10%
$10,000	.10%
$25,000	.10%
$50,000	.10%

* Minimum opening deposit is $2,500.
APY = Annual Percentage Yield

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IRA Share Savings Rates

IRA Share Accounts*
Annual Percentage Yield	.05%

* Minimum deposit $100
APY = Annual Percentage Yield

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Share Certificate Accounts
Term / Type	Minimum Deposit	APR/APY	Minimum Deposit	APR/APY	Minimum Deposit	APR/APY
My First Share CD - age 13 to 25 Make contributions up to $5,000	$100	.10%	$100	.10%	$100	.10%
3 month / Reg. or IRA	$500	.45%	$25,000	.50%	$100,000	.55%
6 month / Reg. or IRA	$500	.60%	$25,000	.65%	$100,000	.70%
9 month / Reg. or IRA	$500	.60%	$25,000	.65%	$100,000	.70%
1 year / Reg. or IRA	$500	.80%	$25,000	.85%	$100,000	.90%
18 month / Reg. or IRA	$500	.85%	$25,000	.90%	$100,000	.95%
2 year / Reg. or IRA	$500	.95%	$25,000	1.00%	$100,000	1.05%
3 year / Regular or IRA	$500	1.05%	$25,000	1.10%	$100,000	1.15%
4 year / Regular or IRA	$500	1.15%	$25,000	1.20%	$100,000	1.25%
5 year / Regular or IRA	$500	1.25%	$25,000	1.30%	$100,000	1.35%
Prodigy Youth Contributory*	$300–$2,499	.65%
Prodigy Youth Contributory*	$2,500	.65%

APY = Annual Percentage Yield
* Term is the child’s 18th birthday

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Christmas Club Savings Rates

Christmas Club Account
Minimum Average Balance	APY
Under $2,500	.05%
$2,500 and Over	.05%

APY = Annual Percentage Yield