Loans Rates
VEHICLE LOAN RATES FOR NEW AND USED CAR LOANS
Auto Loan Rates
New and Used Autos (2016-2022 model years) | |
APR* Up to 110% Financing based on MSRP for new vehicles and Retail Kelley Blue Book on used vehicles | Terms |
As low as 1.99% | 36 Months |
As low as 2.49% | 48 Months |
As low as 2.99% | 60 Months |
As low as 3.49% | 72 Months |
As low as 3.99% | 84 Months |
Older Used Autos (2016 and older) | |
APR* w/90% Financing of Retail Kelley Blue Book | Terms |
As low as 6.75% | 36 Months |
As low as 7.00% | 48 Months |
As low as 7.25% | 60 Months |
We Finance Lease Buyout | |
APR* up to 110% Financing of Retail Kelley Blue Book | Terms |
Refer to our New and Used Auto Rates | Up to 84 Months |
Auto Equity Loan | |
Auto Equity Loans have the same rates as new/used auto loan rates. A courtesy lien is placed on your home to allow for possible tax deductible interest payments. No real estate equity required. |
Motorcycle Loan Rates
Motorcycle New and Used (2014-2020 model years) | |
APR* Up to 100% Financing of Retail Kelley Blue Book. | Terms** |
As low as 4.25% | 36-72 Months |
Mortgage Loan Rates
We offer fixed and adjustable rate First Mortgage loans with terms up to 30 years available. For current information, please call (888) 397-5111.
Parishioners Federal Credit Union and our partner, CU HomeLand, can provide you a better home mortgage solution so you can enjoy home ownership again. We offer a variety First Trust Deed Loans with competitive rates and flexible terms designed to suit the needs of our members. Our First Mortgage loan options include:
- 10 to 30 year fixed and adjustable rate mortgage loans
- Loan amounts up to $3,000,000
- NO-POINT options to save on up front costs
- First Time Homebuyer Program
Click here to apply for your home loan or to check the current rates.
Home Equity Loan Rates
Loan Type | Rate | APR* | Terms** |
60 Month closed-end | 5.250% | 5.256% | No points / 80% combined LTV. |
120 Month closed-end | 5.750% | 5.755% | No points / 80% combined LTV. |
180 Month closed-end | 6.250% | 6.255% | No points / 80% combined LTV. |
*Annual Percentage Rate. APR based on a $95,000 loan amount.
**Maximum loan amount $160,000 (for Home Equity Loans). Pay closing costs of approximately $1,085.00 for loans $95,000 or less.
Home Equity Line of Credit
We offer a Home Equity Line of Credit with the following terms:
- 2.50% Introductory rate for 12 months; thereafter, rate will be based on Prime Rate plus 1% effective on the last business day of each calendar month of each year.
- Maximum Combined Loan-to-Value = 80%.
- Pay no closing costs other than $300 processing fee.
- No points.
- Rates and terms are subject to change.
Loan Type | APR | Terms |
Cash Advance LOC | As low as 8.75% | Credit limits up to $7,500 |
Signature Loan | As low as 4.99% | Up to $15,000 |
Share Secured Loan | 6.25% | For loan amounts below $5K up to 60 months |
Share Secured Loan | 4.25% | For loan amounts $5K and above up to 60 months |
Credit Builder Loan | 8.25% | 48 months |
Payday Loan (with $20 Application Fee) | 28.00% | Terms up to 3 months |
Special Event Loan | As low as 7.99% | Maximum of $25,000 |
Credit Cards — We offer affinity MasterCard and Visa credit cards through The Independent Bankers Bank (TIB) with credit lines up to $15,000. For more information about our Affinity credit cards please call TIB at 800-367-7576. |