Rates are subject to change without notice.
VEHICLE LOAN RATES FOR NEW AND USED CAR LOANS EFFECTIVE 04/01/2015
Auto Loan Rates
|New and Used Autos (2009-2015 model years)|
|APR* Up to 110% Financing based on MSRP for new vehicles and Retail Kelley Blue Book on used vehicles||Terms|
|As low as 1.75%||36 Months|
|As low as 2.00%||48 Months|
|As low as 2.25%||60 Months|
|As low as 2.50%||72 Months|
|As low as 3.00%||84 Months|
|As low as 3.50%||96 Months|
|Older Used Autos (2008 and older)|
|APR* w/90% Financing of Retail Kelley Blue Book||Terms|
|As low as 5.75%||36 Months|
|As low as 6.00%||48 Months|
|As low as 6.25%||60 Months|
|We Finance Lease Buyout|
|APR* up to 110% Financing of Retail Kelley Blue Book||Terms|
|Refer to our New and Used Auto Rates||Up to 96 Months|
|Auto Equity Loan|
|Auto Equity Loans have the same rates as new/used auto loan rates. A courtesy lien is placed on your home to allow for possible tax deductible interest payments. No real estate equity required.|
Motorcycle Loan Rates
|Motorcycle New and Used (2009-2015 model years)|
|APR* Up to 100% Financing of Retail Kelley Blue Book.||Terms**|
|As low as 5.50%||36 Months|
|As low as 5.75%||48 Months|
|As low as 6.00%||60 Months|
|As low as 6.25%||72 Months|
Mortgage Loan Rates
We offer fixed and adjustable rate First Mortgage loans with terms up to 30 years available. For current information, please call (888) 397-5111.
Parishioners Federal Credit Union and our partner, CU HomeLand, can provide you a better home mortgage solution so you can enjoy home ownership again. We offer a variety First Trust Deed Loans with competitive rates and flexible terms designed to suit the needs of our members. Our First Mortgage loan options include:
- 10 to 30 year fixed and adjustable rate mortgage loans
- Loan amounts up to $650,000
- NO-POINT options to save on up front costs
- First Time Homebuyer Program
Click here to apply for your home loan or to check the current rates.
Home Equity Loan Rates
|60 Month closed-end||5.000%||5.052%||No points / 80% combined LTV.|
|120 Month closed-end||5.500%||5.530%||No points / 80% combined LTV.|
|180 Month closed-end||6.000%||6.023%||No points / 80% combined LTV.|
*Annual Percentage Rate. APR based on a $95,000 loan amount.
**Minimum amount of $5,000—Maximum loan amount $160,000 (for Home Equity Loans)
Home Equity Line of Credit
We offer a Home Equity Line of Credit with the following terms:
- 2.50% Introductory rate for 6 months; thereafter, rate will be based on Prime Rate plus 1% effective on the last business day of each calendar month of each year.
- Maximum Combined Loan-to-Value = 80%.
- Pay no costs for loans $95,000 or below. Pay only Credit Union’s actual closing costs for loans greater than $95,000.
- No points.
- Rates are subject to change monthly.
Personal Loan Rates
|Cash Advance LOC||As low as 8.75%||Credit limits up to $7,500|
|Signature Loan||As low as 6.75%||Up to $15,000 for 60 months|
|Equity Advantage Loan||As low as 6.75%||Up to $15,000 for 60 months|
|Share Secured Loan||3.25%||Terms up to 36 months|
|Share Secured Loan||3.75%||Terms up to 37-60 months|
|Payday Loan (with $20 Application Fee)||28.00%||Terms up to 3 months|
|Credit Cards — We offer affinity MasterCard and Visa credit cards through The Independent Bankers Bank (TIB) with credit lines up to $15,000. For more information about our Affinity credit cards please call TIB at 800-367-7576.|